Coastal Mortgage Services, Inc.

Kimberly A. Turner

Broker / Owner

NMLS# 175019

404-667-7241

kimturner@coastalmortgageservices.us

Kimberly A. Turner Broker / Owner

Blog

5 Tips for Buying a Home When Interest Rates are High

5 Tips for Buying a Home When Interest Rates are High

Buying a home may feel harder right now because of rising mortgage rates. But the truth is, with the right plan, you can still make it happen. Here are five practical steps that can help you purchase a home while keeping your costs down. 1. Consider Fixer

Apr 22, 2025 | Interest Rates

Why Hazard Insurance Matters When You’re Buying a Home

Why Hazard Insurance Matters When You’re Buying a Home

As you approach the finish line in your homebuying journey, you may come across something called hazard insurance in your closing documents. If you’re wondering what it is and why it’s required—don’t worry, you’re not alone.

Apr 15, 2025 | Purchasing a Home

Am I Too Young For a Mortgage?

Am I Too Young For a Mortgage?

Buying a home is often one of the biggest financial decisions you'll make in your life. It’s no surprise that the process can feel overwhelming, especially if you’re younger and just starting out. But how young is too young to get a mortgage?

Apr 08, 2025 | Purchasing a Home

Understanding Private Mortgage Insurance

Understanding Private Mortgage Insurance

If you're buying a home with less than 20% down, you might be required to pay Private Mortgage Insurance (PMI)—an extra cost that protects the lender, not you. Let’s explore what PMI is, how much it costs, and how you can potentially avoid it.

Apr 03, 2025 | Purchasing a Home

The Pros & Cons of Buying a Foreclosure

The Pros & Cons of Buying a Foreclosure

Buying a foreclosure can seem like a great way to save money, but it's not without risks. Like any home purchase, foreclosures come with both advantages and challenges. Let’s break it down so you can decide if it’s the right move for you. What

Apr 01, 2025 | Purchasing a Home

The Housing Market from a Generational Point of View

The Housing Market from a Generational Point of View

Ever noticed how each generation impacts the real estate market in different ways? It’s not just a coincidence—different age groups have unique needs and preferences when it comes to buying homes, and these differences leave a lasting mark on

Mar 27, 2025 | Purchasing a Home