Coastal Mortgage Services, Inc.
Coastal Mortgage Services, Inc.
If you're buying a home with less than 20% down, you might be required to pay Private Mortgage Insurance (PMI)—an extra cost that protects the lender, not you. Let’s explore what PMI is, how much it costs, and how you can potentially avoid it.
Apr 03, 2025 | Purchasing a Home
Buying a foreclosure can seem like a great way to save money, but it's not without risks. Like any home purchase, foreclosures come with both advantages and challenges. Let’s break it down so you can decide if it’s the right move for you. What
Apr 01, 2025 | Purchasing a Home
Ever noticed how each generation impacts the real estate market in different ways? It’s not just a coincidence—different age groups have unique needs and preferences when it comes to buying homes, and these differences leave a lasting mark on
Mar 27, 2025 | Purchasing a Home
If you're a service member, veteran, or surviving spouse, you may be eligible to use your VA loan benefits to buy a home. It's a great opportunity, but there are some important things you need to know before getting started. What Is a VA Loan? A VA loan i
Mar 25, 2025 | VA Loans
Considering a balloon mortgage for your investment property? This unique financing option offers short-term benefits but comes with significant risks. Before moving forward, it’s essential to understand how it works and whether it aligns with your f
Mar 20, 2025 | Purchasing a Home
Selling your home is an exciting milestone, but a low appraisal can quickly throw a wrench in the process. If your appraisal comes in lower than expected, don’t panic—you may have options to challenge it and ensure your home is valued fairly.
Mar 18, 2025 | Purchasing a Home