Coastal Mortgage Services, Inc.

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Purchase Refinance

About Us

We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

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Loan Programs

Here at Coastal Mortgage Services, Inc., we have the right loan program for you. Whether you're looking to Purchase, Refinance, or have a need for a Specialized Loan, we can do it!

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Mortgage Calculators

Browse our selection of calculators and tools. You will find what you need to get started and then contact us today for a free, personalized consultation.

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How Adjustable-Rate Loans Work and When They Make Sense

How Adjustable-Rate Loans Work and When They Make Sense

May 19, 2026

Learn how adjustable-rate mortgages work, including fixed periods, rate caps, and adjustment schedules. Find out if an ARM could save you money.

8 Smart Questions to Ask Before Refinancing Your Mortgage

8 Smart Questions to Ask Before Refinancing Your Mortgage

May 12, 2026

Thinking about refinancing? Learn the most important questions to ask lenders about rates, costs, PMI, and loan terms before you refinance your mortgage.

VA Loan Offers: What Home Sellers Really Need to Know

VA Loan Offers: What Home Sellers Really Need to Know

May 05, 2026

Worried about accepting a VA loan offer? VA appraisals, closing timelines, and zero down payment are often misunderstood. Get the facts.

What Our Customers Say About Us

Rating
5.0
12 reviews
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Shirley Ray
Kim Turner is the best broker, she did everything to make my loan go so smoothly. On top of that she made sure I got the best rate and I DID ! I reall ...
Kim Turner is the best broker, she did everything to make my loan go so smoothly. On top of that she made sure I got the best rate and I DID ! I really appreciate her. Thank you so much Kim!!
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Shirley Ray

2 months ago

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Charlene Collins
I have had a close personal friendship, working relationship, and have had several Mortgage Loans closed with Coastal Mortgage/Kim Turner over a perio ...
I have had a close personal friendship, working relationship, and have had several Mortgage Loans closed with Coastal Mortgage/Kim Turner over a period of 25 years.. Coastal Mortgage is one of the BEST.. Kim Turner is highly recommended.
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Charlene Collins

1 year ago

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Sheryl Riley
Such a seamless and smooth process from start to finish! Kim really did an amazing job during the entire process, which was much appreciated by us fir ...
Such a seamless and smooth process from start to finish! Kim really did an amazing job during the entire process, which was much appreciated by us first time buyers!
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Sheryl Riley

3 years ago

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Walter Grabowski
Kim is the best! Competent. Smart. Efficient. Professional. Beautiful too!
Kim is the best! Competent. Smart. Efficient. Professional. Beautiful too!

Walter Grabowski

5 years ago

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Alexandra Roberts
My husband and I recently closed on our first home, thanks to Kim’s invaluable guidance. She walked us through all of the financial and paperwork hurd ...
My husband and I recently closed on our first home, thanks to Kim’s invaluable guidance. She walked us through all of the financial and paperwork hurdles with a genuinely positive attitude and passion for helping clients. Her work was timely and accurate, which was critical as we were trying to move before our baby was born! The expertise and knowledge Kim shared with us made the whole process a breeze. We are so thankful our realtor at Magnolia + Main recommended Kim at Coastal Mortgage Services, Inc. and will wholeheartedly recommend her too!
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Alexandra Roberts

5 years ago

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Alicia Hawkins-Dreher
We met Kim Turner via a recommendation from from one of her other customers, and she is the absolute best! She is such a pleasure to work with and so ...
We met Kim Turner via a recommendation from from one of her other customers, and she is the absolute best! She is such a pleasure to work with and so knowledgeable about what she does. She is super responsive, super friendly, and really takes the time to explain everything. We will absolutely use her every time in the future!
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Alicia Hawkins-Dreher

5 years ago

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Katie Mechtly
By far the best mortgage broker out there. We love her and will NEVER use anyone else. She made all of our dreams possible! You will NOT be disappoint ...
By far the best mortgage broker out there. We love her and will NEVER use anyone else. She made all of our dreams possible! You will NOT be disappointed with Kim. She will help you no matter what the circumstances are.
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Katie Mechtly

5 years ago

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George Banks
Kim Turner was great, fast, and got us an incredible deal. Before going to her we were going with another mortgage company that couldn't get it done. ...
Kim Turner was great, fast, and got us an incredible deal. Before going to her we were going with another mortgage company that couldn't get it done. We were referred to her and she did a great job. Very fast and open communication! 5 stars! Will be referring her to my other home buyer friends.
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George Banks

6 years ago

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Missy Evans
Kim is awesome to work with! I have used Coastal Mortgage twice in the last 3 years for the purchase and refinance of our home. She is knowledgeable, ...
Kim is awesome to work with! I have used Coastal Mortgage twice in the last 3 years for the purchase and refinance of our home. She is knowledgeable, highly efficient and professional. I highly recommend this company!! I will definately call her in the future.
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Missy Evans

6 years ago

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Matt F
Kim was awesome through out my refi process, all three of them. I feel really bad for what I put her through but she stood by me to help resolve my pr ...
Kim was awesome through out my refi process, all three of them. I feel really bad for what I put her through but she stood by me to help resolve my problems. I could not have done it with out her.
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Matt F

7 years ago

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